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Top Ten List of Most Dangerous Toys of 2017

12-13-17    

Safety word

In the frenzy of shopping for Christmas gifts, remember to think about child safety. Don’t assume that a toy is safe just because it is on the toy store shelves. There are a range of popular toys that can seriously injure or even kill children.

There are thousands of avoidable toy-related injuries each year. The toy industry does not always put children’s safety before profits.

Every year before Christmas, a non-profit organization known as the World Against Toys Causing Harm (W.A.T.C.H.) compiles a list the most dangerous toys on the market based on a review of the most recent childhood injury and fatality statistics.

Their top ten most hazardous toys for 2017 are:

1. Fidget spinners contain small parts that can be a choking hazard to children

2. Pull Along Pony, which has a 19-inch cord, raises concerns of strangulation in children of all ages

3. Heel Wheels are strapped to kids’ shoes as roller skates, but pose a burn risk because they include ‘real sparking action’.

4. Slackline, a toy meant to hang between tow trees, can lead to severe injury and death.

5. The Wonder Woman sword could potentially cause blunt-force and bodily injuries.

6. Itty Bittys Baby Stacking Toy includes small and larger rings that pose a risk of strangulation and suffocation.

7. The Oval Xylophone includes a wooden stick that may cause bodily injury.

8. ‘Zombie Strike’ crossbow raises the risk of eye and face injuries with its pressurized pull back lever.

9. The Spider-Man drone includes multiple rotating blades that can lead to eye and other bodily injuries.

10. Brianna Babydoll is a potential choking hazard as it includes small accessories.


My Car Went Down in Value Because Someone Ran into Me—Diminished Value: Why Should I Pay the Price?

11-30-17    

You were in a crash, no fault of your own. Repairs are made to your vehicle and the at-fault party’s insurance has paid the body shop bill. According to the legal definition, the vehicle is deemed to have been restored to its previous condition. Even though your vehicle is back on the road, you’re concerned that when you go to sell, you will get less money for it because it was in a crash and had to be repaired. When you go to sell, the buyer may get a Car Fax report and see that the car was involved in a crash and that repairs were made to the vehicle. The potential buyer may offer you less than if the car had never been in a crash. While Ohio law[1] allows claims for diminished value, the insurance company for the at fault driver will likely refuse to pay the difference.

It is going to be hard to get the insurance company to pay because proving that your car’s fair market value is less requires expert testimony.

It is unlikely that a diminished value claim will be successful unless you have these two things:

1. Your car is new or nearly new with a value of more than $20,000.

2. The repairs required must have been substantial for example more than $10,000.

If both things apply, a diminished value claim is worth investigating.


[1] See Braum v. Kinderdine, 2nd Dist. No. 26298, 2015-Ohio-696 and see Rakich v. Anthem Blue Cross & Blue Shield, 172 Ohio App.3d 523, 2007-Ohio-3739, 875 N.E.2d 993 (10th Dist.).


Rinehardt Law Firm to Host Thanksgiving Turkey Giveaway

10-06-17    

People Having Dinner

***UPDATE***We have had incredible response to our ThanksGIVEaway and we have reached our capacity. We will be mailing vouchers this week to the first 150 people who entered requests. On the day of the event, those who have a voucher must present the voucher between 10 and noon to receive their turkey and meal fixings. Those who do not have a voucher, may come by at 10 to be placed on a waiting list in numbered order on a first come, first served basis. We will distribute any unclaimed turkeys to the people on the waiting list at noon. We will be serving hot chocolate, coffee and donuts during the event. We look forward to seeing you there, and to serving as many families as possible!]

Thanksgiving is a time to gather around the table, share a special meal, and give thanks. To those families in our community who are facing adversity or hardship, Rinehardt Law Firm wants to lend a helping hand. We are excited to announce our first annual ThanksGIVEaway-putting turkeys on tables.

The Rinehardt Law Firm‘s ThanksGIVEaway will be held Saturday, November 18, 2017 from 10:00 a.m. until noon at The Area Agency on Aging parking lot at the corner of Lex-Springmill and Park Avenue (the old Hawkins supermarket). We will be giving away a turkey along with all the fixings to 150 families.

“We are very excited for our 1st annual ThanksGIVEaway,” says Attorney John Rinehardt. “We are very blessed to be able to do our part to help put turkeys on tables during the holiday season.”

We are reaching out for assistance in getting out the word of our ThanksGIVEaway. If you or someone you know needs help this Thanksgiving, please go to our website www.rinehardtlawfirm.com home page.Scroll down to the “know a family in need?” and click on the “sign up here”. You don’t need to give us details; just the name and contact information of the person who needs a voucher for the event!

If you would like more information on the event or would like to join us in our effort, please contact Hillary Rinehardt at hillary@lawfirm2020.com or 419-LAW-2020. You can also visit www.rinehardtlawfirm.com and send us a message on our contact us page.


My car is destroyed and the insurance company’s offer won’t even pay off my car loan, what am I supposed to do?

10-05-17    

Destroyed Car

If your car’s value is less than the amount owed on the loan, and you don’t have gap insurance, it may be difficult or impossible to afford a replacement car. When you hire the Rinehardt Law Firm for your injury claim, we will develop strategies to get you into another car as soon as possible.

If you decide to try to handle this on your own, here are some suggestions for getting a replacement car:

  • Try working a “collateral exchange.” Your wrecked vehicle was the collateral on the loan to the finance company. The finance company shouldn’t care whether it has your vehicle as collateral or another of equal value.
  • Try buying another vehicle and financing the balance owed on your totaled vehicle into the purchase price, allowing you to pay over time, while enjoying your new vehicle. For this to work, you will have to deal with the same dealership that sold you the original vehicle.
  • Did you purchase Credit Life Insurance or Credit Disability Insurance with your vehicle? If so, you are entitled to a rebate of that portion of the premium that was “unearned.”
  • If have an extended warranty on your vehicle, you must contact the dealership to make sure that you are refunded the unused portion of the premium you paid for it.

Avoid Common Hunting Injuries—Take a Safety Course

09-04-17    

Almost one half of hunting related injuries occur during the short gun deer hunting season. A wide variety of injuries occur during hunting activities. While many are minor, serious injury with potential long-term disability or even death may result.

The most common hunting injuries are:

  1. Tree stand injuries
  2. Knife or arrow penetration
  3. Misfire/shooting accidents
  4. Slips and falls
  5. Weapon malfunction including blocked barrels, wrong ammunition, gun wear, bad arrows, unclean guns
  6. Overexertion/hypothermia
  7. Animal related injuries

The good news is that hunting accidents are one of the few categories of fatal accidents that have been in decline over the past two decades. Mandatory Hunter Safety Classes are credited for this trend.

Most states DNR’s offer hunter safety courses during late summer and early fall prior to the start of hunting seasons. Ohio’s Department of Natural Resources offers both instructor led and online courses for adults and a home study course for kids 12 and under. Click here to find the right course for you and your family.

Volunteer instructors schedule the instructor led courses, which usually are completed in a weekend. There are also trapper education courses. Once you complete a course, you can get certified by passing a test. The courses are free and the certification cost is $15. Learn when and where it is legal to hunt the game you want, hunting safety, and the safe handling of firearms.

Even the most experienced hunter can learn something new at one of these courses!

Ready to get Started?

We’re here to help you and your family get back on track after an accident. Reach out to us today for a free case evaluation.