What If There Is Not Enough Insurance?
Every driver on the road in Ohio is supposed to have insurance. Unfortunately, some of the most dangerous drivers on the road break the law and drive without any insurance. Some of the most careless drivers on the road have only the very minimum insurance coverage. If you are a victim of a driver with no insurance, look at your own policy to see if you have uninsured or underinsured coverage. Uninsured motorist coverage will pay for any damages that you suffer if you are involved in an accident with a driver that does not have insurance or only has a minimal amount of coverage. Your insurance company is not permitted to raise your rates if the at-fault driver does not have enough insurance and you have to make a claim under your policy.